True North Mortgage Review – Dealerhop & Homewise

Looking for the easiest way to get the best mortgage in Canada? True North Mortgage, in partnership with Homewise and Dealerhop, makes finding your ideal mortgage fast, simple, and completely free. Whether you’re a first-time homebuyer, refinancing, or switching lenders, True North Mortgage helps Canadians access the best options from over 30 banks, credit unions, and financial institutions.

It’s free, quick, and designed to save you time and money.

Why Choose True North Mortgage with Homewise & Dealerhop?

1. Apply in Minutes
With just a few simple questions, True North Mortgage builds a unique profile to match you with the most suitable mortgage options. No long forms, no unnecessary paperwork – just a few clicks and your tailored mortgage options appear.

2. We Negotiate for You
True North Mortgage works directly with 30+ lenders so you don’t have to. They handle the negotiation to get you the best rates and mortgage features, customized to your needs.

3. Multiple Options, No Bias
Unlike traditional lenders who may only present one mortgage option, True North Mortgage provides multiple tailored options, so you can compare and choose what’s best for you.

4. Expert Support
Every application is backed by a personal advisor to guide you through the approval process, making sure you understand every term and avoid hidden fees.

Pros

• Free service – no cost to apply or receive advice
• Fast and simple online application
• Access to 30+ lenders for competitive rates
• Multiple mortgage options tailored to your needs
• Unbiased guidance – no hidden fees, no jargon
• Expert negotiation to save you money

Cons

• Fully online – if you prefer in-person consultations, this may feel impersonal
• Mortgage approval still depends on creditworthiness and lender requirements
• Not every niche mortgage product may be available through all 30+ lenders

Tips & Tricks

• Prepare your documents in advance: proof of income, ID, and credit info speed up approval.
• Compare options carefully – even with multiple choices, look at interest rates, terms, and penalties.
• Ask your personal advisor questions – they’re there to clarify, negotiate, and help you save money.
• Consider timing – mortgage rates fluctuate, so applying when rates are favorable can save thousands.

What to Watch Out For

• Avoid skipping questions on your application – your unique profile ensures you get the best matches.
• Watch out for optional products or add-ons from lenders that may increase overall costs.
• Keep in mind that some lenders have stricter qualification criteria for specialized mortgage types.
  

Bottom Line

True North Mortgage, powered by Homewise and Dealerhop, is perfect for anyone who wants a fast, free, and unbiased mortgage experience. With access to over 30 lenders, expert negotiation, and personalized guidance, you can save thousands and get the mortgage that’s right for you – all from the comfort of home.

💡 Ready to get started? Apply online today and see how easy it is to find the best mortgage with True North Mortgage.