Homewise Mortgage Review

Finding the right mortgage in Canada can feel overwhelming, but Homewise, in partnership with Dealerhop, makes it fast, simple, and completely free. Whether you’re a first-time homebuyer, switching lenders, or refinancing, Homewise helps you compare over 30 banks, credit unions, and financial institutions to find the best mortgage for your needs.

Why Choose Homewise with Dealerhop?

1. Quick & Easy Online Application

Homewise allows you to apply online anytime, anywhere. Just answer a few simple questions and they build a personalized profile, matching you with mortgage options that fit your financial situation.

2. Unbiased Advice & Multiple Options

Unlike traditional lenders who may push only one product, Homewise provides multiple tailored mortgage options from over 30 lenders. You get clear, jargon-free guidance so you can make an informed decision.

3. Expert Negotiation for the Best Rates

Homewise negotiates on your behalf to get competitive rates and favorable mortgage features, saving you both time and money. Every application is supported by a personal advisor to guide you through approval.

4. Transparent & Free Service

There are no hidden fees, no sales pressure, and no bias toward any lender. The service is completely free and designed to maximize your savings.

Pros

1. Fast online application – takes just minutes
2. Access to 30+ lenders for competitive rates
3. Multiple mortgage options to choose from
4. Free and transparent service
5. Personal advisor support for guidance
6. Saves time and money with negotiated rates

Cons

1. Fully online – if you prefer in-person consultations, this may feel impersonal
2. Mortgage approval depends on your credit profile and lender criteria
3. Specialized mortgage products may not be available through all lenders

Tips & Tricks

1. Have documents ready: ID, proof of income, and credit information to speed up the process
2. Compare mortgage options carefully: consider interest rates, term lengths, and prepayment penalties
3. Ask your personal advisor questions – they’re there to clarify and help you save money
4. Apply when mortgage rates are favorable – timing can make a significant difference in total costs

What to Watch Out For

1. Complete your application fully to ensure your profile matches the best options
2. Watch optional lender products or add-ons that can increase costs
3. Not all lenders will approve niche mortgage types, so confirm eligibility
   

Bottom Line

Homewise, partnered with Dealerhop, is the smart choice for Canadians looking to secure a mortgage. With multiple lender options, unbiased guidance, and personal advisor support, you can save thousands while finding the mortgage that fits your life.

💡 Ready to start? Apply online today with Homewise and see how simple and fast it is to get your best mortgage.